Read about Many Types of Home Mortgages

Read about Many Types of Home Mortgages

Read about Many Types of Home Mortgages

Personal Banking

House is where the center is

PICTURE THE OPTIONS

We could help fund your eyesight and turn any home to the house of one’s aspirations.

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RATE OF INTEREST OPTIMUM LOAN AMOUNT MAXIMUM LOAN TO VALUE OPTIMUM TERM
TRADITIONAL MORTGAGE
LEARN CONSIDERABLY
$510,400 97% 30 years
JUMBO LOAN
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  • Fixed
  • Adjustable
$3,000,000 85per cent 30 years
PORTFOLIO LOAN
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$2,000,000 90% three decades

All home mortgages are at the mercy of credit property and approval assessment.

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INTEREST RATE MAXIMUM LOAN AMOUNT MAXIMUM LOAN TO VALUE MAXIMUM TERM
FHA
LEARN CONSIDERABLY
  • Fixed
  • Adjustable
$510,400 96.5% 30 years
VA
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$510,400 100% 30 years
USDA
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Fixed $510,400 100% 30 years
PENNSYLVANIA HOUSING FINANCE AGENCY (PHFA) LOAN
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Fixed $510,400 97% 30 years
HOMEREADY MORTGAGE
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Fixed $510,400 97% 30 years

EMPLOY NOW

All home loans are subject to credit property and approval appraisal.

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RATE OF INTEREST OPTIMUM LOAN AMOUNT OPTIMUM LOAN TO VALUE OPTIMUM TERM
PORTFOLIO LOAN
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Adjustable $2,000,000 90% three decades
RESIDENCE IMPROVEMENT TYPE OF CREDIT
LEARN CONSIDERABLY
Adjustable with fixed-rate option 1 $350,000 2 85% 25-year 3

All home loans are at the mercy of credit approval and property appraisal.

  1. Fixed-rate loan option pertains to a house equity personal credit line with the absolute minimum outstanding stability of $5,000 and allows for a optimum of three (3) interest hair through the draw that is 10-year with $100 charge per lock.
  2. Loan sizes more than $250,000 need Univest to take first lien place.
  3. The Annual Percentage Rate (APR) during the 10-year draw duration is adjustable and on the basis of the Prime Rate published into the Wall Street Journal, along with a margin. The present Prime speed is 4.75 percent at the time of 08/22/2018. The minimum APR is 3.00%; maximum APR is 18.00%. The real interest and terms may alter whenever you want before or after account opening. After the 10-year draw period the balance will transform to a 15-year fixed-rate principal and interest re payment at a level in place during those times.

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INTEREST RATE MAXIMUM LOAN AMOUNT MAXIMUM LOAN TO VALUE MAXIMUM TERM
CONSTRUCTION-TO-PERMANENT
LEARN CONSIDERABLY
  • Fixed
  • Adjustable
$2,000,000 90% 12 months
LOT LOAN
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Fixed $250,000 75percent 24 months having an amortization that is 15-year

All home mortgages are at the mercy of credit approval and home assessment.

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RATE OF INTEREST OPTIMUM LOAN AMOUNT MAXIMUM LOAN TO VALUE OPTIMUM TERM
PORTFOLIO LOAN
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Adjustable $2,000,000 90% three decades
SWING LOAN
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Adjustable $350,000 80% one year
great deal LOAN
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Fixed $250,000 75% 24 months with an amortization that is 15-year
Adjustable $1,000,000 95% three decades

All home loans are susceptible to credit approval and home assessment.

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RATE OF INTEREST MAXIMUM LOAN AMOUNT MAXIMUM LOAN TO VALUE MAXIMUM TERM
TERM LOAN
APPLY NOW
Fixed $350,000 2 85% 15 years
PERSONAL CREDIT LINE
APPLY NOW
adjustable by having a fixed-rate option 1 $350,000 2 85% 25 years 3

CONSERVE TO $675 OFF CLOSING COSTS & FEES *

For a house equity loan or credit line.

*New house equity term loans of $25,000 or maybe more and home that is new type of credit applicants that simply simply take an initial draw regarding the lower of $25,000 or 50percent of these line at closing, will get a credit toward shutting costs and costs predicated on qualified loan tiers: • Amounts from $5,000 to $150,000 will get a credit as much as $250 • quantities from $150,001 to $250,000 will get a credit as much as $525 • Amounts from $250,001 to $350,000 will get a credit up to $675

Loan and supply are at the mercy of approval. If closing expenses and fees are significantly less than the qualified credit quantity, the specific expenses is likely to be applied. If closing expenses and costs surpass the qualified credit quantity, the total amount for the closing expenses and costs are going to be compensated by the loan recipient(s). Offer is just legitimate on brand new home equity term line and loan of credit applications. Offer will not connect with refinances on current Univest house equity loans, is not coupled with some other offer and it is susceptible to alter with no warning.

All applications are susceptible to approval. Interest levels differ according to credit history along with other credit criteria, including loan to value for home-secured loan needs.

  1. Fixed-rate loan option pertains to a house equity personal credit line with the absolute minimum outstanding balance of $5,000 and allows for no more than three (3) rate of interest hair through the draw that is 10-year having a $100 charge per lock.
  2. Loan sizes more than $250,000 need Univest to take first position that is lien.
  3. The Annual portion Rate (APR) during the 10-year draw duration is adjustable and on the basis of the Prime Rate published when you look at the Wall Street Journal, plus a margin. The present Prime speed is 4.75 percent at the time of 08/22/2018. The minimum APR is 3.00%; maximum APR is 18.00%. The real rate of interest and terms may alter at any time before or after account opening. Following the draw that is 10-year the total amount will transform up to a 15-year fixed-rate principal and interest re re payment for a price in place in those days.